Zest AI makes the power of machine learning safe to use in credit underwriting. Lenders using Zest Automated Machine Learning make better decisions and better loans -- increasing revenue, reducing risk, and automating compliance. Zest AI was founded in 2009 with the mission of making fair and transparent credit available to everyone and is now one of the fastest-growing fintech software companies. The company is headquartered in Los Angeles, California. Using more data, better math, and smarter software, lenders can safely expand credit access through more accurate risk prediction, faster credit decisions, and more inclusive lending. Zest clients typically see a 20% to 30% increase in approval rates with no added risk. Zest clients typically see a 30% to 40% reduction in charge-offs or defaults with constant approvals. Zest clients typically see their automation rates rise fivefold by switching to an AI model.
Zest AI has been perfecting AI for consumer lending decisions since 2009. Our Model Management System helps lenders make better decisions and better loans—increasing revenue, reducing risk, and automating compliance. Our mission is to make fair and transparent credit available to everyone and our software creates some of the most inclusive risk models in the industry. Using Zest-built machine learning software, financial institutions can dramatically expand credit access to deserving people with no added risk.
B2C, B2B
51 to 100
Funded
$250M
Scaling Up
2009
Financial Services
Reduce risk of charge-offs and defaults
30% Increase in Approval Rates
40% Reduction in Charge-offs
Revenue Growth
Increase Productivity
Increase Efficiency
Reduce Operational Cost
Finance
Service
Yes
Active
Machine Learning
Software
Senior Product Counsel
Burbank, CA
Senior Data Engineer
Remote, Remote
Sales Director
Remote, Remote
Presales Engineer
Remote, Remote
Sr. Product Manager (SaaS)
Remote, Remote
Want to work at Zest Finance?
We can introduce you to the right person at Zest Finance
18
3
$20M
Company was founded 2009 and it took almost 13 years (Nov 2022) to raise first external round
Interested in researching Zest Finance?
We have plenty of data and we can help. Our deal sourcing platform can help you perform more research about Zest Finance
Interested in what they do or partnership?
Learn more about how they work