CoverTree Inc is a P/C Insurtech MGA focused on middle America and specialty insurance lines. We believe manufactured home insurance should be easy, modern, and affordable. So that’s the way we made it. If it's built in a factory (including modular homes, tiny homes, ADUs), we help insure it. And because we’re so focused, we do it so much better—with plans you can purchase right online and savings up to 40%.

Dwelling coverage refers to the coverage in your basic policy that insures your manufactured home, also known as your dwelling. This coverage insures the home you live in, plus any attached structures (your garage, for example), from covered events listed in your manufactured home insurance policy. Some of these covered events include vandalism, theft, windstorms, and others. Personal Property covers your personal belongings – the things that you own. If you own a manufactured home, there is undoubtedly a lot of value in your personal belongings, and you need to make sure that value is proPersonal Liability coverage is a component of your homeowner’s insurance that protects you from paying out of pocket if you are held legally responsible for injury of property damage to a 3rd party. For example, if someone trips in your yard and injures their back, they may sue you. Personal Liability coverage will pay for legal bills, settlements, court costs, lawsuit judgments, and other costs, up to your coverage amount.tected. Personal property coverage helps you replace your personal items in the event of loss, such as theft or in a fire.